SWIFT / BIC Code
SPDKFRP2
Spendesk Financial Services
SPDKFRP2 is the BIC (SWIFT code) of Spendesk Financial Services, registered in Paris. Its IBANs are 27 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Spendesk Financial Services
Paste an IBAN from France to check its check digits and see which bank it belongs to.
BIC Breakdown
SPDK: institution identifier (4 letters)
FR: country code per ISO 3166-1
P2: location code (city / timezone)
Bank Details
Payments it can receive
Spendesk Financial Services's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at Spendesk Financial Services?
Wise shows the exchange rate and its fee before you send.
Partner link. If you open a Wise account through it and send money between two currencies, Wise pays ibanchecker.cash a commission; what you pay does not change. How this works
IBAN format for 🇫🇷 France
France IBANs are 27 characters long.
Frequently Asked Questions
What is the SWIFT code for Spendesk Financial Services?
SPDKFRP2. Written with the head-office branch code it is SPDKFRP2XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does SPDKFRP2 mean?
"SPDK" identifies Spendesk Financial Services, "FR" is the country code for France, "P2" is the location code.
How long are Spendesk Financial Services IBANs?
27 characters, like every IBAN from France: the country code FR, two check digits, the bank code (5 digits), the branch code (5 digits), the account number (11 characters) and the check key (2 digits).
Can I send an instant transfer to Spendesk Financial Services?
Yes. The European Payments Council lists Spendesk Financial Services in SEPA Instant Credit Transfer since 23 January 2023, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Spendesk Financial Services confirm the payee's name?
Yes. It answers Verification of Payee requests (since 5 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Spendesk Financial Services's registered office?
7 rue de Madrid, 75008 Paris, according to GLEIF. The European Payments Council lists 7 rue de Madrid, Paris as its address.