SWIFT / BIC Code
SMWRAT21
Sparkasse Muehlviertel-West Bank AG
SMWRAT21 is the BIC (SWIFT code) of Sparkasse Muehlviertel-West Bank AG, registered in Rohrbach-Berg. Its bank code is 20334, the code an IBAN at Sparkasse Muehlviertel-West Bank AG carries in positions 5 to 9. Its IBANs are 20 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Sparkasse Muehlviertel-West Bank AG
Prefilled with an illustrative Sparkasse Muehlviertel-West Bank AG IBAN, not a real account. Paste any IBAN from Austria to check it.
BIC Breakdown
SMWR: institution identifier (4 letters)
AT: country code per ISO 3166-1
21: location code (city / timezone)
Bank Details
Payments it can receive
Sparkasse Muehlviertel-West Bank AG's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN format for 🇦🇹 Austria
Austria IBANs are 20 characters long.
Frequently Asked Questions
What is the SWIFT code for Sparkasse Muehlviertel-West Bank AG?
SMWRAT21. Written with the head-office branch code it is SMWRAT21XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does SMWRAT21 mean?
"SMWR" identifies Sparkasse Muehlviertel-West Bank AG, "AT" is the country code for Austria, "21" is the location code.
What is Sparkasse Muehlviertel-West Bank AG's bank code?
20334. It is the bank code in positions 5 to 9 of an IBAN from Austria. The OeNB SEPA directory lists it.
How long are Sparkasse Muehlviertel-West Bank AG IBANs?
20 characters, like every IBAN from Austria: the country code AT, two check digits, the bank code (5 digits, 20334 for Sparkasse Muehlviertel-West Bank AG) and the account number (11 digits).
Can I send an instant transfer to Sparkasse Muehlviertel-West Bank AG?
Yes. The European Payments Council lists Sparkasse Muehlviertel-West Bank AG in SEPA Instant Credit Transfer since 21 November 2017, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Sparkasse Muehlviertel-West Bank AG confirm the payee's name?
Yes. It answers Verification of Payee requests (since 15 July 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Sparkasse Muehlviertel-West Bank AG's registered office?
Stadtplatz 24, 4150 Rohrbach-Berg, according to GLEIF. The European Payments Council lists Stadtplatz 24, Rohrbach as its address.