SWIFT / BIC Code
SKOVHR22
BANKA KOVANICA d.d.
SKOVHR22 is the BIC (SWIFT code) of BANKA KOVANICA d.d., registered in Varaždin. Its IBANs are 21 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from BANKA KOVANICA d.d.
Paste an IBAN from Croatia to check its check digits and see which bank it belongs to.
BIC Breakdown
SKOV: institution identifier (4 letters)
HR: country code per ISO 3166-1
22: location code (city / timezone)
Bank Details
Payments it can receive
BANKA KOVANICA d.d.'s participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at BANKA KOVANICA d.d.?
Wise shows the exchange rate and its fee before you send.
Partner link. If you open a Wise account through it and send money between two currencies, Wise pays ibanchecker.cash a commission; what you pay does not change. How this works
IBAN format for 🇭🇷 Croatia
Croatia IBANs are 21 characters long.
Frequently Asked Questions
What is the SWIFT code for BANKA KOVANICA d.d.?
SKOVHR22. Written with the head-office branch code it is SKOVHR22XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does SKOVHR22 mean?
"SKOV" identifies BANKA KOVANICA d.d., "HR" is the country code for Croatia, "22" is the location code.
How long are BANKA KOVANICA d.d. IBANs?
21 characters, like every IBAN from Croatia: the country code HR, two check digits, the bank code (7 digits) and the account number (10 digits).
Can I send an instant transfer to BANKA KOVANICA d.d.?
Yes. The European Payments Council lists BANKA KOVANICA d.d. in SEPA Instant Credit Transfer since 6 January 2025, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does BANKA KOVANICA d.d. confirm the payee's name?
Yes. It answers Verification of Payee requests (since 5 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is BANKA KOVANICA d.d.'s registered office?
Petra Preradovica 29, 42000 Varaždin, according to GLEIF. The European Payments Council lists Petra Preradovica 29, Varazdin as its address.