SWIFT / BIC Code
SEPMCY2N
SEPAGA E.M.I. Ltd
SEPMCY2N is the BIC (SWIFT code) of SEPAGA E.M.I. Ltd, registered in Nicosia. Its IBANs are 28 characters long. The bank takes part in SEPA credit transfers.
Check an IBAN from SEPAGA E.M.I. Ltd
Paste an IBAN from Cyprus to check its check digits and see which bank it belongs to.
BIC Breakdown
SEPM: institution identifier (4 letters)
CY: country code per ISO 3166-1
2N: location code (city / timezone)
Bank Details
Payments it can receive
SEPAGA E.M.I. Ltd's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at SEPAGA E.M.I. Ltd?
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IBAN format for 🇨🇾 Cyprus
Cyprus IBANs are 28 characters long.
Frequently Asked Questions
What is the SWIFT code for SEPAGA E.M.I. Ltd?
SEPMCY2N. Written with the head-office branch code it is SEPMCY2NXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does SEPMCY2N mean?
"SEPM" identifies SEPAGA E.M.I. Ltd, "CY" is the country code for Cyprus, "2N" is the location code.
How long are SEPAGA E.M.I. Ltd IBANs?
28 characters, like every IBAN from Cyprus: the country code CY, two check digits, the bank code (3 digits), the branch code (5 digits) and the account number (16 characters).
Can I send an instant transfer to SEPAGA E.M.I. Ltd?
SEPAGA E.M.I. Ltd is not listed in SEPA Instant Credit Transfer, so a euro transfer to it goes as a standard SEPA credit transfer.
Does SEPAGA E.M.I. Ltd confirm the payee's name?
Yes. It answers Verification of Payee requests (since 21 July 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is SEPAGA E.M.I. Ltd's registered office?
29 Stasikratous Street, Samico House, 3RD Floor, 1065 Nicosia, according to GLEIF. The European Payments Council lists Stasikratous Str, 29 - 3rd Floor - Samico House, Nicosia as its address.