SWIFT / BIC Code
SARDIT31
SEPA MemberBanco di Sardegna
SARDIT31 is the BIC (SWIFT code) of Banco di Sardegna, based in Cagliari. Its IBANs are 27 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Banco di Sardegna
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BIC Breakdown
SARD: institution identifier (4 letters)
IT: country code per ISO 3166-1
31: location code (city / timezone)
Bank Details
Payments it can receive
Banco di Sardegna's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN format for 🇮🇹 Italy
Italy IBANs are 27 characters long.
Frequently Asked Questions
What is the SWIFT code for Banco di Sardegna?
SARDIT31. Written with the head-office branch code it is SARDIT31XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does SARDIT31 mean?
"SARD" identifies Banco di Sardegna, "IT" is the country code for Italy, "31" is the location code.
How long are Banco di Sardegna IBANs?
27 characters, like every IBAN from Italy: the country code IT, two check digits, the CIN (1 letter), the ABI (5 digits), the CAB (5 digits) and the account number (12 characters).
Can I send an instant transfer to Banco di Sardegna?
Yes. The European Payments Council lists Banco di Sardegna in SEPA Instant Credit Transfer since 3 June 2019, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Banco di Sardegna confirm the payee's name?
Yes. It answers Verification of Payee requests (since 9 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.