SWIFT / BIC Code

PPLXLUL2

SEPA Member

PayPal (Europe) S.à r.l. et Cie, SCA

PPLXLUL2 is the BIC (SWIFT code) of PayPal (Europe) S.à r.l. et Cie, SCA, based in Luxembourg. Its IBANs are 20 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.

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LU

BIC Breakdown

PPLX
Bank code
LU
Country
L2
Location

PPLX: institution identifier (4 letters)

LU: country code per ISO 3166-1

L2: location code (city / timezone)

Bank Details

Legal namePayPal (Europe) S.à r.l. et Cie, SCAEPC register of participants
BIC / SWIFT codePPLXLUL2EPC register of participants
Address in the EPC register22-24 Boulevard Royal, LuxembourgEPC register of participants
Official websitepaypal.com ↗
Country🇱🇺 Luxembourg

Payments it can receive

PayPal (Europe) S.à r.l. et Cie, SCA's participation in the European payment schemes, from the EPC register of participants.

SEPA Credit TransferYes, since 12 July 2022
SEPA Instant Credit TransferYes, since 5 June 2023
SEPA Direct Debit CoreYes, since 12 July 2022
SEPA Direct Debit B2BNot listed
Verification of PayeeAnswers name checks, since 9 October 2025

Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.

Part of PayPal Holdings, Inc.

PayPal (Europe) S.à r.l. et Cie, SCA is registered in Luxembourg but belongs to PayPal Holdings, Inc., a banking group based in the US.

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IBAN format for 🇱🇺 Luxembourg

Luxembourg IBANs are 20 characters long.

View format →

Frequently Asked Questions

What is the SWIFT code for PayPal (Europe) S.à r.l. et Cie, SCA?

PPLXLUL2. Written with the head-office branch code it is PPLXLUL2XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.

What does PPLXLUL2 mean?

"PPLX" identifies PayPal (Europe) S.à r.l. et Cie, SCA, "LU" is the country code for Luxembourg, "L2" is the location code.

How long are PayPal (Europe) S.à r.l. et Cie, SCA IBANs?

20 characters, like every IBAN from Luxembourg: the country code LU, two check digits, the bank code (3 digits) and the account number (13 characters).

Can I send an instant transfer to PayPal (Europe) S.à r.l. et Cie, SCA?

Yes. The European Payments Council lists PayPal (Europe) S.à r.l. et Cie, SCA in SEPA Instant Credit Transfer since 5 June 2023, so an instant euro transfer from a participating bank reaches its accounts in seconds.

Does PayPal (Europe) S.à r.l. et Cie, SCA confirm the payee's name?

Yes. It answers Verification of Payee requests (since 9 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.

Who owns PayPal (Europe) S.à r.l. et Cie, SCA?

PayPal (Europe) S.à r.l. et Cie, SCA is owned by PayPal Holdings, Inc., a banking group based in the US. PayPal (Europe) S.à r.l. et Cie, SCA is registered in Luxembourg as a local entity, while its ultimate ownership sits with the parent group in the US.