SWIFT / BIC Code
POCOIE21
People First Credit Union Ltd.
POCOIE21 is the BIC (SWIFT code) of People First Credit Union Limited, based in Laois. Its bank code is POCO, the code an IBAN at People First Credit Union Ltd. carries in positions 5 to 8. Its IBANs are 22 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from People First Credit Union Ltd.
Prefilled with an illustrative People First Credit Union Ltd. IBAN, not a real account. Paste any IBAN from Ireland to check it.
BIC Breakdown
POCO: institution identifier (4 letters)
IE: country code per ISO 3166-1
21: location code (city / timezone)
Bank Details
Payments it can receive
People First Credit Union Ltd.'s participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at People First Credit Union Ltd.?
Wise shows the exchange rate and its fee before you send.
Partner link. If you open a Wise account through it and send money between two currencies, Wise pays ibanchecker.cash a commission; what you pay does not change. How this works
IBAN format for 🇮🇪 Ireland
Ireland IBANs are 22 characters long.
Frequently Asked Questions
What is the SWIFT code for People First Credit Union Ltd.?
POCOIE21. Written with the head-office branch code it is POCOIE21XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does POCOIE21 mean?
"POCO" identifies People First Credit Union Ltd., "IE" is the country code for Ireland, "21" is the location code.
What is People First Credit Union Ltd.'s bank code?
POCO. It is the bank code in positions 5 to 8 of an IBAN from Ireland. The BIC Derivation Rules for Ireland lists it.
How long are People First Credit Union Ltd. IBANs?
22 characters, like every IBAN from Ireland: the country code IE, two check digits, the bank code (4 letters, POCO for People First Credit Union Ltd.), the sort code (6 digits) and the account number (8 digits).
Can I send an instant transfer to People First Credit Union Ltd.?
Yes. The European Payments Council lists People First Credit Union Ltd. in SEPA Instant Credit Transfer since 9 January 2025, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does People First Credit Union Ltd. confirm the payee's name?
Yes. It answers Verification of Payee requests (since 13 September 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.