SWIFT / BIC Code
PCRDESMM
Pecunia Cards E.D.E., S.L.U.
PCRDESMM is the BIC (SWIFT code) of Pecunia Cards E.D.E., S.L.U., based in Madrid. Its IBANs are 24 characters long. The bank takes part in SEPA credit transfers.
Check an IBAN from Pecunia Cards E.D.E., S.L.U.
Paste an IBAN from Spain to check its check digits and see which bank it belongs to.
BIC Breakdown
PCRD: institution identifier (4 letters)
ES: country code per ISO 3166-1
MM: location code (city / timezone)
Bank Details
Payments it can receive
Pecunia Cards E.D.E., S.L.U.'s participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at Pecunia Cards E.D.E., S.L.U.?
Wise shows the exchange rate and its fee before you send.
Partner link. If you open a Wise account through it and send money between two currencies, Wise pays ibanchecker.cash a commission; what you pay does not change. How this works
IBAN format for 🇪🇸 Spain
Spain IBANs are 24 characters long.
Frequently Asked Questions
What is the SWIFT code for Pecunia Cards E.D.E., S.L.U.?
PCRDESMM. Written with the head-office branch code it is PCRDESMMXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does PCRDESMM mean?
"PCRD" identifies Pecunia Cards E.D.E., S.L.U., "ES" is the country code for Spain, "MM" is the location code.
How long are Pecunia Cards E.D.E., S.L.U. IBANs?
24 characters, like every IBAN from Spain: the country code ES, two check digits, the bank code (4 digits), the branch code (4 digits), the check digits (2 digits) and the account number (10 digits).
Can I send an instant transfer to Pecunia Cards E.D.E., S.L.U.?
Pecunia Cards E.D.E., S.L.U. is not listed in SEPA Instant Credit Transfer, so a euro transfer to it goes as a standard SEPA credit transfer.
Does Pecunia Cards E.D.E., S.L.U. confirm the payee's name?
Yes. It answers Verification of Payee requests (since 14 April 2026), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.