SWIFT / BIC Code
OPENESMM
SEPA MemberOpenbank
OPENESMM is the BIC (SWIFT code) of Openbank S.A. (Santander), based in Boadilla del Monte, Madrid. Its bank code is 0073, the code an IBAN at Openbank carries in positions 5 to 8. Its IBANs are 24 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Openbank
Prefilled with an illustrative Openbank IBAN, not a real account. Paste any IBAN from Spain to check it.
BIC Breakdown
OPEN: institution identifier (4 letters)
ES: country code per ISO 3166-1
MM: location code (city / timezone)
Bank Details
Payments it can receive
Openbank's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at Openbank?
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IBAN format for 🇪🇸 Spain
Spain IBANs are 24 characters long.
Frequently Asked Questions
What is the SWIFT code for Openbank?
OPENESMM. Written with the head-office branch code it is OPENESMMXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does OPENESMM mean?
"OPEN" identifies Openbank, "ES" is the country code for Spain, "MM" is the location code.
What is Openbank's bank code?
0073. It is the bank code in positions 5 to 8 of an IBAN from Spain.
How long are Openbank IBANs?
24 characters, like every IBAN from Spain: the country code ES, two check digits, the bank code (4 digits, 0073 for Openbank), the branch code (4 digits), the check digits (2 digits) and the account number (10 digits).
Can I send an instant transfer to Openbank?
Yes. The European Payments Council lists Openbank in SEPA Instant Credit Transfer since 4 June 2018, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Openbank confirm the payee's name?
Yes. It answers Verification of Payee requests (since 30 September 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.