SWIFT / BIC Code
MONZIE22
Monzo Bank Europe
MONZIE22 is the BIC (SWIFT code) of Monzo Bank Europe, registered in Dublin. Its bank code is MONZ, the code an IBAN at Monzo Bank Europe carries in positions 5 to 8. Its IBANs are 22 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Monzo Bank Europe
Prefilled with an illustrative Monzo Bank Europe IBAN, not a real account. Paste any IBAN from Ireland to check it.
BIC Breakdown
MONZ: institution identifier (4 letters)
IE: country code per ISO 3166-1
22: location code (city / timezone)
Bank Details
Payments it can receive
Monzo Bank Europe's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at Monzo Bank Europe?
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IBAN format for 🇮🇪 Ireland
Ireland IBANs are 22 characters long.
Frequently Asked Questions
What is the SWIFT code for Monzo Bank Europe?
MONZIE22. Written with the head-office branch code it is MONZIE22XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does MONZIE22 mean?
"MONZ" identifies Monzo Bank Europe, "IE" is the country code for Ireland, "22" is the location code.
What is Monzo Bank Europe's bank code?
MONZ. It is the bank code in positions 5 to 8 of an IBAN from Ireland.
How long are Monzo Bank Europe IBANs?
22 characters, like every IBAN from Ireland: the country code IE, two check digits, the bank code (4 letters, MONZ for Monzo Bank Europe), the sort code (6 digits) and the account number (8 digits).
Can I send an instant transfer to Monzo Bank Europe?
Yes. The European Payments Council lists Monzo Bank Europe in SEPA Instant Credit Transfer since 3 February 2026, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Monzo Bank Europe confirm the payee's name?
Yes. It answers Verification of Payee requests (since 23 February 2026), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Monzo Bank Europe's registered office?
Unit 1 - Floor 4, One Central Plaza, Dame Street, D02 K7K5 Dublin, according to GLEIF. The European Payments Council lists MBEU Designated Activity Company Unit 1 - Floor 4 One Central Plaza Dame Street, Dublin 2 as its address.