SWIFT / BIC Code
LTKULT21
LTL Kredito unija
LTKULT21 is the BIC (SWIFT code) of LTL Kredito unija, based in Vilnius. Its IBANs are 20 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from LTL Kredito unija
Paste an IBAN from Lithuania to check its check digits and see which bank it belongs to.
BIC Breakdown
LTKU: institution identifier (4 letters)
LT: country code per ISO 3166-1
21: location code (city / timezone)
Bank Details
Payments it can receive
LTL Kredito unija's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN format for 🇱🇹 Lithuania
Lithuania IBANs are 20 characters long.
Frequently Asked Questions
What is the SWIFT code for LTL Kredito unija?
LTKULT21. Written with the head-office branch code it is LTKULT21XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does LTKULT21 mean?
"LTKU" identifies LTL Kredito unija, "LT" is the country code for Lithuania, "21" is the location code.
How long are LTL Kredito unija IBANs?
20 characters, like every IBAN from Lithuania: the country code LT, two check digits, the bank code (5 digits) and the account number (11 digits).
Can I send an instant transfer to LTL Kredito unija?
Yes. The European Payments Council lists LTL Kredito unija in SEPA Instant Credit Transfer since 6 January 2025, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does LTL Kredito unija confirm the payee's name?
Yes. It answers Verification of Payee requests (since 27 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.