SWIFT / BIC Code
LOCIIE21
The Lough Credit Union Limited
LOCIIE21 is the BIC (SWIFT code) of The Lough Credit Union Limited, registered in Cork. Its bank code is LOCI, the code an IBAN at The Lough Credit Union Limited carries in positions 5 to 8. Its IBANs are 22 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from The Lough Credit Union Limited
Prefilled with an illustrative The Lough Credit Union Limited IBAN, not a real account. Paste any IBAN from Ireland to check it.
BIC Breakdown
LOCI: institution identifier (4 letters)
IE: country code per ISO 3166-1
21: location code (city / timezone)
Bank Details
Payments it can receive
The Lough Credit Union Limited's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at The Lough Credit Union Limited?
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IBAN format for 🇮🇪 Ireland
Ireland IBANs are 22 characters long.
Frequently Asked Questions
What is the SWIFT code for The Lough Credit Union Limited?
LOCIIE21. Written with the head-office branch code it is LOCIIE21XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does LOCIIE21 mean?
"LOCI" identifies The Lough Credit Union Limited, "IE" is the country code for Ireland, "21" is the location code.
What is The Lough Credit Union Limited's bank code?
LOCI. It is the bank code in positions 5 to 8 of an IBAN from Ireland. The BIC Derivation Rules for Ireland lists it.
How long are The Lough Credit Union Limited IBANs?
22 characters, like every IBAN from Ireland: the country code IE, two check digits, the bank code (4 letters, LOCI for The Lough Credit Union Limited), the sort code (6 digits) and the account number (8 digits).
Can I send an instant transfer to The Lough Credit Union Limited?
Yes. The European Payments Council lists The Lough Credit Union Limited in SEPA Instant Credit Transfer since 2 December 2024, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does The Lough Credit Union Limited confirm the payee's name?
Yes. It answers Verification of Payee requests (since 13 September 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is The Lough Credit Union Limited's registered office?
100 - 103 Bandon Road, Cork, T12FE43 Cork, according to GLEIF. The European Payments Council lists 100 - 103 Bandon Road, Co. Cork as its address.