SWIFT / BIC Code
KSPKAT2K
Kaerntner Sparkasse AG
KSPKAT2K is the BIC (SWIFT code) of Kaerntner Sparkasse AG, registered in Klagenfurt. Its bank code is 20706, the code an IBAN at Kaerntner Sparkasse AG carries in positions 5 to 9. Its IBANs are 20 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Kaerntner Sparkasse AG
Prefilled with an illustrative Kaerntner Sparkasse AG IBAN, not a real account. Paste any IBAN from Austria to check it.
BIC Breakdown
KSPK: institution identifier (4 letters)
AT: country code per ISO 3166-1
2K: location code (city / timezone)
Bank Details
Payments it can receive
Kaerntner Sparkasse AG's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at Kaerntner Sparkasse AG?
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IBAN format for 🇦🇹 Austria
Austria IBANs are 20 characters long.
Frequently Asked Questions
What is the SWIFT code for Kaerntner Sparkasse AG?
KSPKAT2K. Written with the head-office branch code it is KSPKAT2KXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does KSPKAT2K mean?
"KSPK" identifies Kaerntner Sparkasse AG, "AT" is the country code for Austria, "2K" is the location code.
What is Kaerntner Sparkasse AG's bank code?
20706. It is the bank code in positions 5 to 9 of an IBAN from Austria. The OeNB SEPA directory lists it.
How long are Kaerntner Sparkasse AG IBANs?
20 characters, like every IBAN from Austria: the country code AT, two check digits, the bank code (5 digits, 20706 for Kaerntner Sparkasse AG) and the account number (11 digits).
Can I send an instant transfer to Kaerntner Sparkasse AG?
Yes. The European Payments Council lists Kaerntner Sparkasse AG in SEPA Instant Credit Transfer since 21 November 2017, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Kaerntner Sparkasse AG confirm the payee's name?
Yes. It answers Verification of Payee requests (since 15 July 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Kaerntner Sparkasse AG's registered office?
Neuer Platz 14, 9020 Klagenfurt, according to GLEIF. The European Payments Council lists Neuer Platz 14, Klagenfurt as its address.