SWIFT / BIC Code
KREZHR2X
Agram banka d.d.
KREZHR2X is the BIC (SWIFT code) of Agram banka d.d., registered in Zagreb. Its IBANs are 21 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Agram banka d.d.
Paste an IBAN from Croatia to check its check digits and see which bank it belongs to.
BIC Breakdown
KREZ: institution identifier (4 letters)
HR: country code per ISO 3166-1
2X: location code (city / timezone)
Bank Details
Payments it can receive
Agram banka d.d.'s participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at Agram banka d.d.?
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IBAN format for 🇭🇷 Croatia
Croatia IBANs are 21 characters long.
Frequently Asked Questions
What is the SWIFT code for Agram banka d.d.?
KREZHR2X. Written with the head-office branch code it is KREZHR2XXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does KREZHR2X mean?
"KREZ" identifies Agram banka d.d., "HR" is the country code for Croatia, "2X" is the location code.
How long are Agram banka d.d. IBANs?
21 characters, like every IBAN from Croatia: the country code HR, two check digits, the bank code (7 digits) and the account number (10 digits).
Can I send an instant transfer to Agram banka d.d.?
Yes. The European Payments Council lists Agram banka d.d. in SEPA Instant Credit Transfer since 6 January 2025, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Agram banka d.d. confirm the payee's name?
Yes. It answers Verification of Payee requests (since 5 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Agram banka d.d.'s registered office?
Ulica grada Vukovara 74, 10000 Zagreb, according to GLEIF. The European Payments Council lists Ulica Grada Vukovara 74, Zagreb as its address.