SWIFT / BIC Code
KLRNSESS
Klarna Bank AB
KLRNSESS is the BIC (SWIFT code) of Klarna Bank AB, registered in Stockholm. Its IBANs are 24 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Klarna Bank AB
Paste an IBAN from Sweden to check its check digits and see which bank it belongs to.
BIC Breakdown
KLRN: institution identifier (4 letters)
SE: country code per ISO 3166-1
SS: location code (city / timezone)
Bank Details
Payments it can receive
Klarna Bank AB's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at Klarna Bank AB?
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IBAN format for 🇸🇪 Sweden
Sweden IBANs are 24 characters long.
Frequently Asked Questions
What is the SWIFT code for Klarna Bank AB?
KLRNSESS. Written with the head-office branch code it is KLRNSESSXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does KLRNSESS mean?
"KLRN" identifies Klarna Bank AB, "SE" is the country code for Sweden, "SS" is the location code.
How long are Klarna Bank AB IBANs?
24 characters, like every IBAN from Sweden: the country code SE, two check digits, the bank code (3 digits), the account number (16 digits) and the check (1 digit).
Can I send an instant transfer to Klarna Bank AB?
Yes. The European Payments Council lists Klarna Bank AB in SEPA Instant Credit Transfer since 15 September 2022, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Klarna Bank AB confirm the payee's name?
Yes. It answers Verification of Payee requests (since 9 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Klarna Bank AB's registered office?
Sveavägen 46, 111 34 Stockholm, according to GLEIF. The European Payments Council lists Sveavagen 45, Stockholm as its address.