SWIFT / BIC Code

JACIIE21

SEPA Member

West Midlands Credit Union Limited

JACIIE21 is the BIC (SWIFT code) of West Midlands Credit Union Limited, registered in Co Galway. Its bank code is JACI, the code an IBAN at West Midlands Credit Union Limited carries in positions 5 to 8. Its IBANs are 22 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.

Check an IBAN from West Midlands Credit Union Limited

Prefilled with an illustrative West Midlands Credit Union Limited IBAN, not a real account. Paste any IBAN from Ireland to check it.

IE
Valid IBANยท West Midlands Credit Union Limited

BIC Breakdown

JACI
Bank code
IE
Country
21
Location

JACI: institution identifier (4 letters)

IE: country code per ISO 3166-1

21: location code (city / timezone)

Bank Details

Legal nameWest Midlands Credit Union LimitedGLEIF
BIC / SWIFT codeJACIIE21GLEIF, EPC register of participants
Registered officeCredit Union House, H54 PC04 Co GalwayGLEIF
Address in the EPC registerHermitage, Dublin Road, Tuam, Co. GalwayEPC register of participants
LEI6354001FBQ72VQFURM36GLEIF
Official websitewmcu.ie โ†—
Country๐Ÿ‡ฎ๐Ÿ‡ช Ireland

Payments it can receive

West Midlands Credit Union Limited's participation in the European payment schemes, from the EPC register of participants.

SEPA Credit TransferYes, since 3 February 2014
SEPA Instant Credit TransferYes, since 2 December 2024
SEPA Direct Debit CoreYes, since 3 February 2014
SEPA Direct Debit B2BNot listed
Verification of PayeeAnswers name checks, since 13 September 2025

Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.

Sending money to an account at West Midlands Credit Union Limited?

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IBAN format for ๐Ÿ‡ฎ๐Ÿ‡ช Ireland

Ireland IBANs are 22 characters long.

View format โ†’

Frequently Asked Questions

What is the SWIFT code for West Midlands Credit Union Limited?

JACIIE21. Written with the head-office branch code it is JACIIE21XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.

What does JACIIE21 mean?

"JACI" identifies West Midlands Credit Union Limited, "IE" is the country code for Ireland, "21" is the location code.

What is West Midlands Credit Union Limited's bank code?

JACI. It is the bank code in positions 5 to 8 of an IBAN from Ireland. The BIC Derivation Rules for Ireland lists it.

How long are West Midlands Credit Union Limited IBANs?

22 characters, like every IBAN from Ireland: the country code IE, two check digits, the bank code (4 letters, JACI for West Midlands Credit Union Limited), the sort code (6 digits) and the account number (8 digits).

Can I send an instant transfer to West Midlands Credit Union Limited?

Yes. The European Payments Council lists West Midlands Credit Union Limited in SEPA Instant Credit Transfer since 2 December 2024, so an instant euro transfer from a participating bank reaches its accounts in seconds.

Does West Midlands Credit Union Limited confirm the payee's name?

Yes. It answers Verification of Payee requests (since 13 September 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.

Where is West Midlands Credit Union Limited's registered office?

Credit Union House, H54 PC04 Co Galway, according to GLEIF. The European Payments Council lists Hermitage, Dublin Road, Tuam, Co. Galway as its address.