SWIFT / BIC Code
FUNDLU2L
IRACE Digital Bank (Europe) S.A.
FUNDLU2L is the BIC (SWIFT code) of IRACE Digital Bank (Europe) S.A., based in Leudelange. Its IBANs are 20 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from IRACE Digital Bank (Europe) S.A.
Paste an IBAN from Luxembourg to check its check digits and see which bank it belongs to.
BIC Breakdown
FUND: institution identifier (4 letters)
LU: country code per ISO 3166-1
2L: location code (city / timezone)
Bank Details
Payments it can receive
IRACE Digital Bank (Europe) S.A.'s participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at IRACE Digital Bank (Europe) S.A.?
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IBAN format for 🇱🇺 Luxembourg
Luxembourg IBANs are 20 characters long.
Frequently Asked Questions
What is the SWIFT code for IRACE Digital Bank (Europe) S.A.?
FUNDLU2L. Written with the head-office branch code it is FUNDLU2LXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does FUNDLU2L mean?
"FUND" identifies IRACE Digital Bank (Europe) S.A., "LU" is the country code for Luxembourg, "2L" is the location code.
How long are IRACE Digital Bank (Europe) S.A. IBANs?
20 characters, like every IBAN from Luxembourg: the country code LU, two check digits, the bank code (3 digits) and the account number (13 characters).
Can I send an instant transfer to IRACE Digital Bank (Europe) S.A.?
Yes. The European Payments Council lists IRACE Digital Bank (Europe) S.A. in SEPA Instant Credit Transfer since 23 December 2025, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does IRACE Digital Bank (Europe) S.A. confirm the payee's name?
Yes. It answers Verification of Payee requests (since 9 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.