Question 1

What is the SWIFT code for HALK BANKA AD SKOPJE?

Accepted Answer

The SWIFT/BIC code for HALK BANKA AD SKOPJE is EXPCMK22. This 8-character code identifies the bank in international wire transfers and is registered with SWIFT (Society for Worldwide Interbank Financial Telecommunication).

Question 2

How do I send an international wire transfer to HALK BANKA AD SKOPJE?

Accepted Answer

To send money internationally to HALK BANKA AD SKOPJE, provide your bank with the SWIFT/BIC code EXPCMK22 (Skopje, North Macedonia) along with the recipient's full IBAN. Your bank will route the transfer via the SWIFT network.

Question 3

Is HALK BANKA AD SKOPJE a SEPA member?

Accepted Answer

Yes, HALK BANKA AD SKOPJE is a SEPA (Single Euro Payments Area) member. Euro transfers within the SEPA zone can be processed as fast, low-cost SEPA Credit Transfers using the recipient's IBAN — no SWIFT fees required for intra-SEPA payments.

Question 4

What does the BIC code EXPCMK22 mean?

Accepted Answer

In the BIC code EXPCMK22: "EXPC" is the institution code identifying HALK BANKA AD SKOPJE, "MK" is the ISO 3166-1 country code for North Macedonia, and "22" is the location code indicating the bank's city or timezone zone.

Question 5

Who owns HALK BANKA AD SKOPJE?

Accepted Answer

HALK BANKA AD SKOPJE is owned by Türkiye Halk Bankası A.Ş., a banking group based in Türkiye. HALK BANKA AD SKOPJE is registered in North Macedonia as a local entity, while its ultimate ownership sits with the parent group in Türkiye.

EXPCMK22

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