SWIFT / BIC Code
ESPYBGS1
EASYPAY AD
ESPYBGS1 is the BIC (SWIFT code) of EASYPAY AD, based in Sofia. Its IBANs are 22 characters long. The bank receives SEPA Instant transfers.
Check an IBAN from EASYPAY AD
Paste an IBAN from Bulgaria to check its check digits and see which bank it belongs to.
BIC Breakdown
ESPY: institution identifier (4 letters)
BG: country code per ISO 3166-1
S1: location code (city / timezone)
Bank Details
Payments it can receive
EASYPAY AD's participation in the European payment schemes, from the EPC register of participants.
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IBAN format for 🇧🇬 Bulgaria
Bulgaria IBANs are 22 characters long.
Frequently Asked Questions
What is the SWIFT code for EASYPAY AD?
ESPYBGS1. Written with the head-office branch code it is ESPYBGS1XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does ESPYBGS1 mean?
"ESPY" identifies EASYPAY AD, "BG" is the country code for Bulgaria, "S1" is the location code.
How long are EASYPAY AD IBANs?
22 characters, like every IBAN from Bulgaria: the country code BG, two check digits, the bank code (swift) (4 letters), the branch code (4 digits), the account type (2 digits) and the account number (8 characters).
Can I send an instant transfer to EASYPAY AD?
Yes. The European Payments Council lists EASYPAY AD in SEPA Instant Credit Transfer since 3 November 2025, so an instant euro transfer from a participating bank reaches its accounts in seconds.