SWIFT / BIC Code
DURNIE21
Cairde Credit Union Limited
DURNIE21 is the BIC (SWIFT code) of Cairde Credit Union Limited, registered in Waterford. Its bank code is DURN, the code an IBAN at Cairde Credit Union Limited carries in positions 5 to 8. Its IBANs are 22 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Cairde Credit Union Limited
Prefilled with an illustrative Cairde Credit Union Limited IBAN, not a real account. Paste any IBAN from Ireland to check it.
BIC Breakdown
DURN: institution identifier (4 letters)
IE: country code per ISO 3166-1
21: location code (city / timezone)
Bank Details
Payments it can receive
Cairde Credit Union Limited's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN format for 🇮🇪 Ireland
Ireland IBANs are 22 characters long.
Frequently Asked Questions
What is the SWIFT code for Cairde Credit Union Limited?
DURNIE21. Written with the head-office branch code it is DURNIE21XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does DURNIE21 mean?
"DURN" identifies Cairde Credit Union Limited, "IE" is the country code for Ireland, "21" is the location code.
What is Cairde Credit Union Limited's bank code?
DURN. It is the bank code in positions 5 to 8 of an IBAN from Ireland. The BIC Derivation Rules for Ireland lists it.
How long are Cairde Credit Union Limited IBANs?
22 characters, like every IBAN from Ireland: the country code IE, two check digits, the bank code (4 letters, DURN for Cairde Credit Union Limited), the sort code (6 digits) and the account number (8 digits).
Can I send an instant transfer to Cairde Credit Union Limited?
Yes. The European Payments Council lists Cairde Credit Union Limited in SEPA Instant Credit Transfer since 9 January 2025, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Cairde Credit Union Limited confirm the payee's name?
Yes. It answers Verification of Payee requests (since 13 September 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Cairde Credit Union Limited's registered office?
3-6 Parnell Street, Dungarvan, X35 W578 Waterford, according to GLEIF. The European Payments Council lists 3-6 Parnell Street, Co Waterford, Dungarvan as its address.