SWIFT / BIC Code
CECAESMM
Cecabank
CECAESMM is the BIC (SWIFT code) of Cecabank, registered in Madrid. Its IBANs are 24 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Cecabank
Paste an IBAN from Spain to check its check digits and see which bank it belongs to.
BIC Breakdown
CECA: institution identifier (4 letters)
ES: country code per ISO 3166-1
MM: location code (city / timezone)
Bank Details
Payments it can receive
Cecabank's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at Cecabank?
Wise shows the exchange rate and its fee before you send.
Partner link. If you open a Wise account through it and send money between two currencies, Wise pays ibanchecker.cash a commission; what you pay does not change. How this works
IBAN format for 🇪🇸 Spain
Spain IBANs are 24 characters long.
Frequently Asked Questions
What is the SWIFT code for Cecabank?
CECAESMM. Written with the head-office branch code it is CECAESMMXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does CECAESMM mean?
"CECA" identifies Cecabank, "ES" is the country code for Spain, "MM" is the location code.
How long are Cecabank IBANs?
24 characters, like every IBAN from Spain: the country code ES, two check digits, the bank code (4 digits), the branch code (4 digits), the check digits (2 digits) and the account number (10 digits).
Can I send an instant transfer to Cecabank?
Yes. The European Payments Council lists Cecabank in SEPA Instant Credit Transfer since 21 November 2017, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Cecabank confirm the payee's name?
Yes. It answers Verification of Payee requests (since 30 September 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Cecabank's registered office?
Alcalá 27, 28014 Madrid, according to GLEIF.