SWIFT / BIC Code
CDCIIE21
Heartland Credit Union Limited
CDCIIE21 is the BIC (SWIFT code) of Heartland Credit Union Limited, based in Co Leitrim. Its bank code is CDCI, the code an IBAN at Heartland Credit Union Limited carries in positions 5 to 8. Its IBANs are 22 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Heartland Credit Union Limited
Prefilled with an illustrative Heartland Credit Union Limited IBAN, not a real account. Paste any IBAN from Ireland to check it.
BIC Breakdown
CDCI: institution identifier (4 letters)
IE: country code per ISO 3166-1
21: location code (city / timezone)
Bank Details
Payments it can receive
Heartland Credit Union Limited's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at Heartland Credit Union Limited?
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IBAN format for 🇮🇪 Ireland
Ireland IBANs are 22 characters long.
Frequently Asked Questions
What is the SWIFT code for Heartland Credit Union Limited?
CDCIIE21. Written with the head-office branch code it is CDCIIE21XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does CDCIIE21 mean?
"CDCI" identifies Heartland Credit Union Limited, "IE" is the country code for Ireland, "21" is the location code.
What is Heartland Credit Union Limited's bank code?
CDCI. It is the bank code in positions 5 to 8 of an IBAN from Ireland. The BIC Derivation Rules for Ireland lists it.
How long are Heartland Credit Union Limited IBANs?
22 characters, like every IBAN from Ireland: the country code IE, two check digits, the bank code (4 letters, CDCI for Heartland Credit Union Limited), the sort code (6 digits) and the account number (8 digits).
Can I send an instant transfer to Heartland Credit Union Limited?
Yes. The European Payments Council lists Heartland Credit Union Limited in SEPA Instant Credit Transfer since 2 December 2024, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Heartland Credit Union Limited confirm the payee's name?
Yes. It answers Verification of Payee requests (since 13 September 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.