SWIFT / BIC Code
BMCEESMM
BANK OF AFRICA EUROPE, S.A.U.
BMCEESMM is the BIC (SWIFT code) of BANK OF AFRICA EUROPE, S.A.U., registered in Madrid. Its IBANs are 24 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
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BIC Breakdown
BMCE: institution identifier (4 letters)
ES: country code per ISO 3166-1
MM: location code (city / timezone)
Bank Details
Payments it can receive
BANK OF AFRICA EUROPE, S.A.U.'s participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
Sending money to an account at BANK OF AFRICA EUROPE, S.A.U.?
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IBAN format for 🇪🇸 Spain
Spain IBANs are 24 characters long.
Frequently Asked Questions
What is the SWIFT code for BANK OF AFRICA EUROPE, S.A.U.?
BMCEESMM. Written with the head-office branch code it is BMCEESMMXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does BMCEESMM mean?
"BMCE" identifies BANK OF AFRICA EUROPE, S.A.U., "ES" is the country code for Spain, "MM" is the location code.
How long are BANK OF AFRICA EUROPE, S.A.U. IBANs?
24 characters, like every IBAN from Spain: the country code ES, two check digits, the bank code (4 digits), the branch code (4 digits), the check digits (2 digits) and the account number (10 digits).
Can I send an instant transfer to BANK OF AFRICA EUROPE, S.A.U.?
Yes. The European Payments Council lists BANK OF AFRICA EUROPE, S.A.U. in SEPA Instant Credit Transfer since 10 November 2025, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does BANK OF AFRICA EUROPE, S.A.U. confirm the payee's name?
Yes. It answers Verification of Payee requests (since 11 December 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is BANK OF AFRICA EUROPE, S.A.U.'s registered office?
Serrano 59, 28006 Madrid, according to GLEIF. The European Payments Council lists Serrano 59, Madrid as its address.