SWIFT / BIC Code
BCUOIE21
Gateway Credit Union
BCUOIE21 is the BIC (SWIFT code) of Gateway Credit Union Limited, registered in Co Galway. Its bank code is BCUO, the code an IBAN at Gateway Credit Union carries in positions 5 to 8. Its IBANs are 22 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Gateway Credit Union
Prefilled with an illustrative Gateway Credit Union IBAN, not a real account. Paste any IBAN from Ireland to check it.
BIC Breakdown
BCUO: institution identifier (4 letters)
IE: country code per ISO 3166-1
21: location code (city / timezone)
Bank Details
Payments it can receive
Gateway Credit Union's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN format for 🇮🇪 Ireland
Ireland IBANs are 22 characters long.
Frequently Asked Questions
What is the SWIFT code for Gateway Credit Union?
BCUOIE21. Written with the head-office branch code it is BCUOIE21XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does BCUOIE21 mean?
"BCUO" identifies Gateway Credit Union, "IE" is the country code for Ireland, "21" is the location code.
What is Gateway Credit Union's bank code?
BCUO. It is the bank code in positions 5 to 8 of an IBAN from Ireland. The BIC Derivation Rules for Ireland lists it.
How long are Gateway Credit Union IBANs?
22 characters, like every IBAN from Ireland: the country code IE, two check digits, the bank code (4 letters, BCUO for Gateway Credit Union), the sort code (6 digits) and the account number (8 digits).
Can I send an instant transfer to Gateway Credit Union?
Yes. The European Payments Council lists Gateway Credit Union in SEPA Instant Credit Transfer since 2 December 2024, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Gateway Credit Union confirm the payee's name?
Yes. It answers Verification of Payee requests (since 13 September 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Gateway Credit Union's registered office?
Main Street, Ballinasloe, H53VK18 Co Galway, according to GLEIF. The European Payments Council lists Main Street, Ballinasloe, Co.Galway as its address.