SWIFT / BIC Code
BCDUIE21
First South Credit Union
BCDUIE21 is the BIC (SWIFT code) of First South Credit Union Limited, registered in Cork. Its bank code is BCDU, the code an IBAN at First South Credit Union carries in positions 5 to 8. Its IBANs are 22 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from First South Credit Union
Prefilled with an illustrative First South Credit Union IBAN, not a real account. Paste any IBAN from Ireland to check it.
BIC Breakdown
BCDU: institution identifier (4 letters)
IE: country code per ISO 3166-1
21: location code (city / timezone)
Bank Details
Payments it can receive
First South Credit Union's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN format for 🇮🇪 Ireland
Ireland IBANs are 22 characters long.
Frequently Asked Questions
What is the SWIFT code for First South Credit Union?
BCDUIE21. Written with the head-office branch code it is BCDUIE21XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does BCDUIE21 mean?
"BCDU" identifies First South Credit Union, "IE" is the country code for Ireland, "21" is the location code.
What is First South Credit Union's bank code?
BCDU. It is the bank code in positions 5 to 8 of an IBAN from Ireland. The BIC Derivation Rules for Ireland lists it.
How long are First South Credit Union IBANs?
22 characters, like every IBAN from Ireland: the country code IE, two check digits, the bank code (4 letters, BCDU for First South Credit Union), the sort code (6 digits) and the account number (8 digits).
Can I send an instant transfer to First South Credit Union?
Yes. The European Payments Council lists First South Credit Union in SEPA Instant Credit Transfer since 2 December 2024, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does First South Credit Union confirm the payee's name?
Yes. It answers Verification of Payee requests (since 13 September 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is First South Credit Union's registered office?
Lower Friars Walk, T12 D36K Cork, according to GLEIF. The European Payments Council lists Lower Friars Walk, Cork as its address.