SWIFT / BIC Code
ATPIITM7
A-Tono Payment Institute
ATPIITM7 is the BIC (SWIFT code) of A-Tono Payment Institute, based in Milan. Its IBANs are 27 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from A-Tono Payment Institute
Paste an IBAN from Italy to check its check digits and see which bank it belongs to.
BIC Breakdown
ATPI: institution identifier (4 letters)
IT: country code per ISO 3166-1
M7: location code (city / timezone)
Bank Details
Payments it can receive
A-Tono Payment Institute's participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN format for 🇮🇹 Italy
Italy IBANs are 27 characters long.
Frequently Asked Questions
What is the SWIFT code for A-Tono Payment Institute?
ATPIITM7. Written with the head-office branch code it is ATPIITM7XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
What does ATPIITM7 mean?
"ATPI" identifies A-Tono Payment Institute, "IT" is the country code for Italy, "M7" is the location code.
How long are A-Tono Payment Institute IBANs?
27 characters, like every IBAN from Italy: the country code IT, two check digits, the CIN (1 letter), the ABI (5 digits), the CAB (5 digits) and the account number (12 characters).
Can I send an instant transfer to A-Tono Payment Institute?
Yes. The European Payments Council lists A-Tono Payment Institute in SEPA Instant Credit Transfer since 26 July 2022, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does A-Tono Payment Institute confirm the payee's name?
Yes. It answers Verification of Payee requests (since 9 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.