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🇲🇪 Montenegro

✓ SEPA Member

Ziraat bank Montenegro AD IBAN Format & BIC Code

Find the official BIC/SWIFT code for Ziraat bank Montenegro AD, understand the Montenegro IBAN format used for all Ziraat bank Montenegro AD accounts, and validate any IBAN instantly.

Bank Details

Full nameZiraat bank Montenegro AD
BIC / SWIFT codeTCZBMEPG
Country🇲🇪 Montenegro
SEPA memberYes
Transfer networkSEPA + SWIFT

IBAN Format at Ziraat bank Montenegro AD

IBANs at Ziraat bank Montenegro AD follow the Montenegro standard: 22 characters starting with ME.

Example structure (generic Montenegro format, not a Ziraat bank Montenegro AD account):

M
E
2
5
5
0
5
0
0
0
0
1
2
3
4
5
6
7
8
9
5
1
Country
Check Digits
Bank Code
Account No.
Check Digits

Grouped example:

ME25 5050 0001 2345 6789 51

IBAN Field Breakdown

Country Code
2 charsISO 3166-1 alpha-2 country code (ME)
Check Digits
2 charsMOD-97-10 check digits per ISO 13616
Bank Code
3 digits3-digit bank identifier
Account No.
13 digits13-digit account number
Check Digits
2 digits2-digit check digits

How to Find Your Ziraat bank Montenegro AD IBAN

1

Mobile or online banking

Log in to your Ziraat bank Montenegro AD account and navigate to account details. Your IBAN is usually shown on the main account overview page.

2

Bank statement

Your full IBAN appears on any official account statement — typically at the top alongside the account name.

3

Debit card / welcome letter

Ziraat bank Montenegro AD may include your IBAN in your account welcome pack or on any correspondence.

4

Call or visit the bank

Contact Ziraat bank Montenegro AD customer service or visit a branch with valid photo ID to obtain your IBAN.

Validate a Ziraat bank Montenegro AD IBAN

Enter any ME IBAN — MOD-97 check digit verification + bank lookup.

ME