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🇲🇪 Montenegro

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Zapad banka AD Podgorica IBAN Format & BIC Code

Find the official BIC/SWIFT code for Zapad banka AD Podgorica, understand the Montenegro IBAN format used for all Zapad banka AD Podgorica accounts, and validate any IBAN instantly.

Bank Details

Full nameZapad banka AD Podgorica
BIC / SWIFT codeZBCGMEPG
Country🇲🇪 Montenegro
SEPA memberYes
Transfer networkSEPA + SWIFT

IBAN Format at Zapad banka AD Podgorica

IBANs at Zapad banka AD Podgorica follow the Montenegro standard: 22 characters starting with ME.

Example structure (generic Montenegro format, not a Zapad banka AD Podgorica account):

M
E
2
5
5
0
5
0
0
0
0
1
2
3
4
5
6
7
8
9
5
1
Country
Check Digits
Bank Code
Account No.
Check Digits

Grouped example:

ME25 5050 0001 2345 6789 51

IBAN Field Breakdown

Country Code
2 charsISO 3166-1 alpha-2 country code (ME)
Check Digits
2 charsMOD-97-10 check digits per ISO 13616
Bank Code
3 digits3-digit bank identifier
Account No.
13 digits13-digit account number
Check Digits
2 digits2-digit check digits

How to Find Your Zapad banka AD Podgorica IBAN

1

Mobile or online banking

Log in to your Zapad banka AD Podgorica account and navigate to account details. Your IBAN is usually shown on the main account overview page.

2

Bank statement

Your full IBAN appears on any official account statement — typically at the top alongside the account name.

3

Debit card / welcome letter

Zapad banka AD Podgorica may include your IBAN in your account welcome pack or on any correspondence.

4

Call or visit the bank

Contact Zapad banka AD Podgorica customer service or visit a branch with valid photo ID to obtain your IBAN.

Validate a Zapad banka AD Podgorica IBAN

Enter any ME IBAN — MOD-97 check digit verification + bank lookup.

ME