🇲🇪 Montenegro

✓ SEPA Member

Universal Capital Bank ad IBAN Format & BIC Code

Universal Capital Bank ad's BIC is UNCBMEPG. Its bank code is 560, the code an IBAN at Universal Capital Bank ad carries in positions 5 to 7. Its IBANs are 22 characters long. The bank takes part in SEPA credit transfers.

Check an IBAN from Universal Capital Bank ad

Prefilled with an illustrative Universal Capital Bank ad IBAN, not a real account. Paste any IBAN from Montenegro to check it.

ME
Valid IBAN· Universal Capital Bank ad, Podgorica

Bank Details

Legal nameUniversal Capital Bank adEPC register of participants
BIC / SWIFT codeUNCBMEPGGLEIF, EPC register of participants
Bank code560Central Bank of Montenegro list of payment system participants
Registered officeStanka Dragojevica bb, 81000 PodgoricaGLEIF
Address in the EPC registerStanka Dragojevića bb, PodgoricaEPC register of participants
LEI74780000O0HH4F9TXU31GLEIF
Official websiteucbank.me ↗
Country🇲🇪 Montenegro

Payments it can receive

Universal Capital Bank ad's participation in the European payment schemes, from the EPC register of participants.

SEPA Credit TransferYes, since 7 October 2025
SEPA Instant Credit TransferNot listed
SEPA Direct Debit CoreNot listed
SEPA Direct Debit B2BNot listed

Sending money to an account at Universal Capital Bank ad?

Wise shows the exchange rate and its fee before you send.

Send with Wise

Partner link. If you open a Wise account through it and send money between two currencies, Wise pays ibanchecker.cash a commission; what you pay does not change. How this works

IBAN Format at Universal Capital Bank ad

IBANs at Universal Capital Bank ad follow the Montenegro standard: 22 characters starting with ME.

Illustrative Universal Capital Bank ad IBAN (sample account, not a real one):

M
E
2
5
5
6
0
0
0
0
0
1
2
3
4
5
6
7
8
9
0
1
Country
Check Digits
Bank Code
Account No.
Check Digits

Grouped example:

ME25 5600 0001 2345 6789 01

Other Montenegro Banks

Montenegro IBAN format →
HAABMEPG
AZMNMEPG
CBCGMEPG
CKBCMEPG

Frequently Asked Questions

What is Universal Capital Bank ad's BIC (SWIFT code)?

UNCBMEPG. Written with the head-office branch code it is UNCBMEPGXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.

What is Universal Capital Bank ad's bank code?

560. It is the bank code in positions 5 to 7 of an IBAN from Montenegro. The Central Bank of Montenegro list of payment system participants lists it.

How long are Universal Capital Bank ad IBANs?

22 characters, like every IBAN from Montenegro: the country code ME, two check digits, the bank code (3 digits, 560 for Universal Capital Bank ad), the account number (13 digits) and the check digits (2 digits).

Can I send an instant transfer to Universal Capital Bank ad?

Universal Capital Bank ad is not listed in SEPA Instant Credit Transfer, so a euro transfer to it goes as a standard SEPA credit transfer.

Where is Universal Capital Bank ad's registered office?

Stanka Dragojevica bb, 81000 Podgorica, according to GLEIF. The European Payments Council lists Stanka Dragojevića bb, Podgorica as its address.

← All banks🇲🇪 Full Montenegro IBAN format →UNCBMEPG SWIFT profile →