ibanchecker.cash

🇲🇪 Montenegro

✓ SEPA Member

Universal Capital Bank ad IBAN Format & BIC Code

Find the official BIC/SWIFT code for Universal Capital Bank ad, understand the Montenegro IBAN format used for all Universal Capital Bank ad accounts, and validate any IBAN instantly.

Bank Details

Full nameUniversal Capital Bank ad
BIC / SWIFT codeUNCBMEPG
Country🇲🇪 Montenegro
SEPA memberYes
Transfer networkSEPA + SWIFT

IBAN Format at Universal Capital Bank ad

IBANs at Universal Capital Bank ad follow the Montenegro standard: 22 characters starting with ME.

Example structure (generic Montenegro format, not a Universal Capital Bank ad account):

M
E
2
5
5
0
5
0
0
0
0
1
2
3
4
5
6
7
8
9
5
1
Country
Check Digits
Bank Code
Account No.
Check Digits

Grouped example:

ME25 5050 0001 2345 6789 51

IBAN Field Breakdown

Country Code
2 charsISO 3166-1 alpha-2 country code (ME)
Check Digits
2 charsMOD-97-10 check digits per ISO 13616
Bank Code
3 digits3-digit bank identifier
Account No.
13 digits13-digit account number
Check Digits
2 digits2-digit check digits

How to Find Your Universal Capital Bank ad IBAN

1

Mobile or online banking

Log in to your Universal Capital Bank ad account and navigate to account details. Your IBAN is usually shown on the main account overview page.

2

Bank statement

Your full IBAN appears on any official account statement — typically at the top alongside the account name.

3

Debit card / welcome letter

Universal Capital Bank ad may include your IBAN in your account welcome pack or on any correspondence.

4

Call or visit the bank

Contact Universal Capital Bank ad customer service or visit a branch with valid photo ID to obtain your IBAN.

Validate a Universal Capital Bank ad IBAN

Enter any ME IBAN — MOD-97 check digit verification + bank lookup.

ME

Other Montenegro Banks

Montenegro IBAN format →
HAABMEPG
AZMNMEPG
CBCGMEPG
CKBCMEPG
← All banks🇲🇪 Full Montenegro IBAN format →UNCBMEPG SWIFT profile →