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🇲🇰 North Macedonia

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Sparkasse Banka AD Skopje IBAN Format & BIC Code

Find the official BIC/SWIFT code for Sparkasse Banka AD Skopje, understand the North Macedonia IBAN format used for all Sparkasse Banka AD Skopje accounts, and validate any IBAN instantly.

Bank Details

Full nameSparkasse Banka AD Skopje
BIC / SWIFT codeINSBMK22
Country🇲🇰 North Macedonia
SEPA memberYes
Transfer networkSEPA + SWIFT

IBAN Format at Sparkasse Banka AD Skopje

IBANs at Sparkasse Banka AD Skopje follow the North Macedonia standard: 19 characters starting with MK.

Example structure (generic North Macedonia format, not a Sparkasse Banka AD Skopje account):

M
K
0
7
2
5
0
1
2
0
0
0
0
0
5
8
9
8
4
Country
Check Digits
Bank Code
Account No.
Check Digits

Grouped example:

MK07 2501 2000 0058 984

IBAN Field Breakdown

Country Code
2 charsISO 3166-1 alpha-2 country code (MK)
Check Digits
2 charsMOD-97-10 check digits per ISO 13616
Bank Code
3 digits3-digit bank identifier
Account No.
10 chars10-character account number
Check Digits
2 digits2-digit check digits

How to Find Your Sparkasse Banka AD Skopje IBAN

1

Mobile or online banking

Log in to your Sparkasse Banka AD Skopje account and navigate to account details. Your IBAN is usually shown on the main account overview page.

2

Bank statement

Your full IBAN appears on any official account statement — typically at the top alongside the account name.

3

Debit card / welcome letter

Sparkasse Banka AD Skopje may include your IBAN in your account welcome pack or on any correspondence.

4

Call or visit the bank

Contact Sparkasse Banka AD Skopje customer service or visit a branch with valid photo ID to obtain your IBAN.

Validate a Sparkasse Banka AD Skopje IBAN

Enter any MK IBAN — MOD-97 check digit verification + bank lookup.

MK