🇫🇷 France
✓ SEPA MemberPAYTOP IBAN Format & BIC Code
PAYTOP's BIC is PAOTFRP1. Its IBANs are 27 characters long. The bank receives SEPA Instant transfers.
Check an IBAN from PAYTOP
Paste an IBAN from France to check its check digits and see which bank it belongs to.
Bank Details
Payments it can receive
PAYTOP's participation in the European payment schemes, from the EPC register of participants.
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IBAN Format at PAYTOP
IBANs at PAYTOP follow the France standard: 27 characters starting with FR.
Example structure (generic France format, not a PAYTOP account):
Grouped example:
FR76 3000 6000 0112 3456 7890 189
Other France Banks
France IBAN format →Puteaux
Frequently Asked Questions
What is PAYTOP's BIC (SWIFT code)?
PAOTFRP1. Written with the head-office branch code it is PAOTFRP1XXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
How long are PAYTOP IBANs?
27 characters, like every IBAN from France: the country code FR, two check digits, the bank code (5 digits), the branch code (5 digits), the account number (11 characters) and the check key (2 digits).
Can I send an instant transfer to PAYTOP?
Yes. The European Payments Council lists PAYTOP in SEPA Instant Credit Transfer since 14 January 2026, so an instant euro transfer from a participating bank reaches its accounts in seconds.