🇭🇷 Croatia
✓ SEPA MemberKarlovačka banka d.d. IBAN Format & BIC Code
Karlovačka banka d.d.'s BIC is KALCHR2X. Its IBANs are 21 characters long. The bank receives SEPA Instant transfers and answers Verification of Payee name checks.
Check an IBAN from Karlovačka banka d.d.
Paste an IBAN from Croatia to check its check digits and see which bank it belongs to.
Bank Details
Payments it can receive
Karlovačka banka d.d.'s participation in the European payment schemes, from the EPC register of participants.
Verification of Payee lets the payer's bank compare the name typed on a euro transfer with the account holder's name. This page shows whether the bank takes part; ibanchecker.cash does not check names.
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IBAN Format at Karlovačka banka d.d.
IBANs at Karlovačka banka d.d. follow the Croatia standard: 21 characters starting with HR.
Example structure (generic Croatia format, not a Karlovačka banka d.d. account):
Grouped example:
HR12 1001 0051 8630 0016 0
Other Croatia Banks
Croatia IBAN format →Frequently Asked Questions
What is Karlovačka banka d.d.'s BIC (SWIFT code)?
KALCHR2X. Written with the head-office branch code it is KALCHR2XXXX; both forms reach the same bank. A euro transfer within SEPA needs only the IBAN.
How long are Karlovačka banka d.d. IBANs?
21 characters, like every IBAN from Croatia: the country code HR, two check digits, the bank code (7 digits) and the account number (10 digits).
Can I send an instant transfer to Karlovačka banka d.d.?
Yes. The European Payments Council lists Karlovačka banka d.d. in SEPA Instant Credit Transfer since 6 January 2025, so an instant euro transfer from a participating bank reaches its accounts in seconds.
Does Karlovačka banka d.d. confirm the payee's name?
Yes. It answers Verification of Payee requests (since 9 October 2025), so the payer's bank can compare the name entered with the account holder's name before a euro transfer is sent.
Where is Karlovačka banka d.d.'s registered office?
Ivana Gorana Kovačića 1, 47000 Karlovac, according to GLEIF. The European Payments Council lists Ivana Gorana Kovacica 1, Karlovac as its address.