What is Luminor Bank AS's BIC/SWIFT code?

Luminor Bank AS's BIC/SWIFT code is RIKOEE22. This is an ISO 9362 standard identifier used for international wire transfers.

How long is a Luminor Bank AS IBAN?

Luminor Bank AS IBANs follow the Estonia format: 20 characters starting with EE.

Is Luminor Bank AS a SEPA member?

Yes, Luminor Bank AS is a SEPA member, so you can send and receive SEPA credit transfers and direct debits.

What country is Luminor Bank AS in?

Luminor Bank AS is based in Estonia. The IBAN country code for Estonia is EE.

🇪🇪 Estonia

✓ SEPA Member

Luminor Bank AS IBAN Format & BIC Code

Find the official BIC/SWIFT code for Luminor Bank AS, understand the Estonia IBAN format used for all Luminor Bank AS accounts, and validate any IBAN instantly.

Bank Details

Full nameLuminor Bank AS

BIC / SWIFT codeRIKOEE22

Country🇪🇪 Estonia

SEPA memberYes

Transfer networkSEPA + SWIFT

IBAN Format at Luminor Bank AS

IBANs at Luminor Bank AS follow the Estonia standard: 20 characters starting with EE.

Illustrative Luminor Bank AS IBAN (sample account, not a real one):

E

E

Country

Check Digits

Bank Code

Branch Code

Account No.

Check

Grouped example:

EE15 1700 2210 2014 5685

IBAN Field Breakdown

Country Code

2 charsISO 3166-1 alpha-2 country code (EE)

Check Digits

2 charsMOD-97-10 check digits per ISO 13616

Bank Code

2 digits2-digit bank identifier

Branch Code

2 digits2-digit branch code

Account No.

11 digits11-digit account number

Check

1 digits1-digit check key

How to Find Your Luminor Bank AS IBAN

Mobile or online banking

Log in to your Luminor Bank AS account and navigate to account details. Your IBAN is usually shown on the main account overview page.

Bank statement

Your full IBAN appears on any official account statement — typically at the top alongside the account name.

Debit card / welcome letter

Luminor Bank AS may include your IBAN in your account welcome pack or on any correspondence.

Call or visit the bank

Contact Luminor Bank AS customer service or visit a branch with valid photo ID to obtain your IBAN.

Validate a Luminor Bank AS IBAN

Enter any EE IBAN — MOD-97 check digit verification + bank lookup.

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