Question 1

What is the SWIFT code for OakNorth Bank?

Accepted Answer

The SWIFT/BIC code for OakNorth Bank is OXBKGB21. This 11-character code identifies the bank in international wire transfers and is registered with SWIFT (Society for Worldwide Interbank Financial Telecommunication).

Question 2

How do I send an international wire transfer to OakNorth Bank?

Accepted Answer

To send money internationally to OakNorth Bank, provide your bank with the SWIFT/BIC code OXBKGB21 (London, United Kingdom) along with the recipient's full IBAN. Your bank will route the transfer via the SWIFT network.

Question 3

Is OakNorth Bank a SEPA member?

Accepted Answer

Yes, OakNorth Bank is a SEPA (Single Euro Payments Area) member. Euro transfers within the SEPA zone can be processed as fast, low-cost SEPA Credit Transfers using the recipient's IBAN — no SWIFT fees required for intra-SEPA payments.

Question 4

What does the BIC code OXBKGB21 mean?

Accepted Answer

In the BIC code OXBKGB21: "OXBK" is the institution code identifying OakNorth Bank, "GB" is the ISO 3166-1 country code for United Kingdom, and "21" is the location code indicating the bank's city or timezone zone. The final three characters "XXX" identify a specific branch.

Question 5

Who owns OakNorth Bank?

Accepted Answer

OakNorth Bank is owned by OakNorth Holdings Limited, a banking group based in Jersey. OakNorth Bank is registered in United Kingdom as a local entity, while its ultimate ownership sits with the parent group in Jersey.

OXBKGB21

Frequently Asked Questions