Question 1

What is the SWIFT code for Atom Bank?

Accepted Answer

The SWIFT/BIC code for Atom Bank is ATBKGB21. This 11-character code identifies the bank in international wire transfers and is registered with SWIFT (Society for Worldwide Interbank Financial Telecommunication).

Question 2

How do I send an international wire transfer to Atom Bank?

Accepted Answer

To send money internationally to Atom Bank, provide your bank with the SWIFT/BIC code ATBKGB21 (Newcastle upon Tyne, United Kingdom) along with the recipient's full IBAN. Your bank will route the transfer via the SWIFT network.

Question 3

Is Atom Bank a SEPA member?

Accepted Answer

Yes, Atom Bank is a SEPA (Single Euro Payments Area) member. Euro transfers within the SEPA zone can be processed as fast, low-cost SEPA Credit Transfers using the recipient's IBAN — no SWIFT fees required for intra-SEPA payments.

Question 4

What does the BIC code ATBKGB21 mean?

Accepted Answer

In the BIC code ATBKGB21: "ATBK" is the institution code identifying Atom Bank, "GB" is the ISO 3166-1 country code for United Kingdom, and "21" is the location code indicating the bank's city or timezone zone. The final three characters "XXX" identify a specific branch.

ATBKGB21

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