What is SANTANDER CONSUMER FINANCE S.A.'s BIC/SWIFT code?

SANTANDER CONSUMER FINANCE S.A.'s BIC/SWIFT code is SCFBESMM. This is an ISO 9362 standard identifier used for international wire transfers.

How long is a SANTANDER CONSUMER FINANCE S.A. IBAN?

SANTANDER CONSUMER FINANCE S.A. IBANs follow the Spain format: 24 characters starting with ES.

Is SANTANDER CONSUMER FINANCE S.A. a SEPA member?

Yes, SANTANDER CONSUMER FINANCE S.A. is a SEPA member, so you can send and receive SEPA credit transfers and direct debits.

What country is SANTANDER CONSUMER FINANCE S.A. in?

SANTANDER CONSUMER FINANCE S.A. is based in Spain. The IBAN country code for Spain is ES.

🇪🇸 Spain

✓ SEPA Member

SANTANDER CONSUMER FINANCE S.A. IBAN Format & BIC Code

Find the official BIC/SWIFT code for SANTANDER CONSUMER FINANCE S.A., understand the Spain IBAN format used for all SANTANDER CONSUMER FINANCE S.A. accounts, and validate any IBAN instantly.

Bank Details

Full nameSANTANDER CONSUMER FINANCE S.A.

BIC / SWIFT codeSCFBESMM

Country🇪🇸 Spain

SEPA memberYes

Transfer networkSEPA + SWIFT

IBAN Format at SANTANDER CONSUMER FINANCE S.A.

IBANs at SANTANDER CONSUMER FINANCE S.A. follow the Spain standard: 24 characters starting with ES.

Example structure (generic Spain format, not a SANTANDER CONSUMER FINANCE S.A. account):

E

S

Country

Check Digits

Bank Code

Branch Code

Check Digits

Account No.

Grouped example:

ES91 2100 0418 4502 0005 1332

IBAN Field Breakdown

Country Code

2 charsISO 3166-1 alpha-2 country code (ES)

Check Digits

2 charsMOD-97-10 check digits per ISO 13616

Bank Code

4 digits4-digit entity code (entidad)

Branch Code

4 digits4-digit branch code (oficina)

Check Digits

2 digits2-digit control digits

Account No.

10 digits10-digit account number

How to Find Your SANTANDER CONSUMER FINANCE S.A. IBAN

Mobile or online banking

Log in to your SANTANDER CONSUMER FINANCE S.A. account and navigate to account details. Your IBAN is usually shown on the main account overview page.

Bank statement

Your full IBAN appears on any official account statement — typically at the top alongside the account name.

Debit card / welcome letter

SANTANDER CONSUMER FINANCE S.A. may include your IBAN in your account welcome pack or on any correspondence.

Call or visit the bank

Contact SANTANDER CONSUMER FINANCE S.A. customer service or visit a branch with valid photo ID to obtain your IBAN.

Validate a SANTANDER CONSUMER FINANCE S.A. IBAN

Enter any ES IBAN — MOD-97 check digit verification + bank lookup.

Other Spain Banks

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AYGBESMM

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ALLFESMM

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DEGRESBB

← All banks 🇪🇸 Full Spain IBAN format →SCFBESMM SWIFT profile →